It is an occasion of grief and sadness for any family when one of their own passes away. There is a feeling of huge loss, emptiness and life just doesnt seem the same anymore. But one has to think and act practically in these circumstances as well. There are several things which need to be taken care of when a close loved one passes away. You are trying to come to terms with this huge loss and finding a way to cope with this crushing grief and yet there are these legal, monetary and administrative tasks which need to be accomplished. To effectively know that what you need to prepare when a loved one passed away several experts suggest accomplishing some basic necessary tasks. These can be summed up as below:
Inform family and friends: You need to inform the friends and family of the sad news. You can also discuss with them the details and planning needed to be done about memorial service.
Draft an obituary: An obituary is a notice which is published in the newspaper which consists of brief but vital details about the departed person. It also contains information regarding the date, time and venue of the memorial service to be held. You can also opt to create a memorial for the deceased on the internet. This online memorial is a great way for everyone to post their thoughts about the person who has passed away.
Preparation for final journey: There are funeral homes which can greatly help you arranging for the funeral or you can choose to do it on your own with the help of family and friends. If you feel that arranging the funeral is too overwhelming then finding a funeral home near your area would be sensible idea. Look in the Better Business Bureau to locate a funeral home which is easily accessible fro your house. Writing an appropriate eulogy is also very important. Collect your thoughts and reflect upon the times spent with the deceased person and then draft the eulogy. You must also choose your attire carefully which you would wear for the funeral. Traditionally black is considered the color to be worn at a funeral as it marks respect and subdued state of mind. Avoid wearing too many bright colors and patterns. Dressing conservative is the accepted norm.
Set up a foundation or charity: In order to honor the deceased, you can set up a foundation or start a charity which helps people who need financial aid for treatments for health conditions etc. It is a great way to keep the dear ones memory alive.
File for death certificate: if you have contacted a funeral home for arrangements for the final journey, then the funeral director would help you in filing the papers and handling the administrative and legal procedures.
Organization and management of the financial affairs: after a couple of weeks have passed you can begin organizing the personal belongings and looking after financial matters of the deceased. Take care of the pending bills and filing returns as well as arranging the receipts of financial transactions. The utility and credit card bills have to be settled and the insurance matters have to be looked after.
Filing the papers for benefit: if the deceased has left behind some social security, an insurance policy or has made some such provisions for the beneficiaries then you must file the required papers in order to avail the benefits.
Management of estate: the legal will of the deceased would be applied and everything would move accordingly. The benefits would be settled as directed in the will and if there is no will left by the deceased then the probate court would distribute and assign the assets.
Therefore as is amply clear there are many things and issues which need to be resolved when a loved one passes away. Of course, it is a very difficult time for everyone in the family but natters of finances and law have to be settled as well. The person closest to the deceased generally bears the responsibility of settling these matters. You can take assistance from friends and other family members as there is quite a lot of running around involved as well when it comes to settling the insurance, estate, taxation and implementation of the will.
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